If you are currently working on some home improvement projects or surprising your better half with new appliances as a Christmas gift, one way to save a considerable amount of money during the holiday season or even throughout the year is to apply for a Lowe's Credit Card. Lowe's is one of the largest home improvement retailers in the US and they frequently offer credit card deals that can be too good to pass up.
Many retailers offer their own branded credit card as a way to get consumers to buy through credit and capitalize on this multi-billion dollar market. Often times, with introductory offers too good to pass up, if you are a disciplined consumer and well versed at paying your credit bills on time you can save hundreds of dollars depending on what you purchase. The Lowe's Credit Card is a way to save your hard earned cash and still get a good deal.
Home improvement retailers are big businesses and it's no wonder they too are cashing in on the credit market. It's good business as they win customers who may have been inclined to shop elsewhere for appliances and other home improvement products at marked down prices. The Lowe's Card can offer initial purchase savings as well as same-as-cash options for upwards of six months to a year if paid off by the end of the term.
Be careful though, as many retailers through in that you must make a minimum monthly payment to stay within the terms of the same-as-cash credit offer. Others however, will give you the entire length of the deal to make a lump sum cash payment before the end of the term, but these deal are becoming harder to find.
If you're a savvy consumer and good at reading the fine print, you can save significantly by applying for a Lowe's Card when you are purchasing for that next big home improvement project.
